Let Alliance
UK tenant referencing specialists

Landlords

Landlords Buildings & Contents Insurance

Renting property is a highly skilled and specialised business.

Cover and benefits:

  • Nil, £250 or £500 excess options available (a policy franchise of £100 is in place for the nil excess option)
  • Up to £500,000 buildings sum insured as standard (up to £1 million on request)
  • Accidental Damage included as standard with the Buildings cover, with the option to upgrade and include Malicious Damage or Theft
  • Landlords Legal Liability cover up to £5 million
  • Option to upgrade your Contents cover to include Malicious and Accidental Damage by tenant
  • Trace and Access up to £25,000
  • Up to 20% of the Building sum insured for any loss of rent or the cost of alternative accommodation, following an insured event, for up to 12 months
  • Contents cover up to £50,000 sum insured
  • Replacement of locks for external doors if the keys are lost or stolen, up to £1,000
  • NIL Excess Home Emergency cover option
  • Covers for perils such as storm, flood, subsidence, escape of water or oil, fire, earthquake, theft, and malicious damage by third parties
  • Up to 90 days unoccupancy cover as long as the terms of the policy are met

Exclusions and Limitations:

This will not cover:

  • General wear and tear or any other gradual deterioration
  • Loss or damage occurring prior to the policy start date
  • Loss or damage arising from faulty or defective workmanship, designs or materials
  • The first £1000 of any subsidence claim

The above is not an exhaustive list, please refer to the Policy Wording for full details.

More than one property?

If you're a landlord with multiple properties, call our experienced Insurance Sales team on 01244 421 999 to see how we can help protect your entire portfolio.

To make an Insurance Claim:

Please refer in the first instance to the number in your policy documents - alternatively, you can call:

Get in touch